Sharkman, thanks for the information! I recall hearing or reading about this somewhere else. I guess the mulch is such a good insulator that it blocks the suns rays from hitting the soil and warming it in the daytime. The best practice would probably be to rake away the leaves in the morning so that the sun can warm the soil and then rake back the mulch at night to hold in the heat. I believe this will probably be too much work for most gardeners so if one has to pick whether or not to use mulch, I would still recommend mulching.
I guess if one were growing in the coldest marginal areas for mango, it would be best practice to clear the mulch on mornings where extreme cold is anticipated that night or the following morning as long as they remember to rake back the insulating mulch that evening. Thanks again for that useful information!
Simon
You don't want to rake it back because it will only hold the heat in for the roots, you need it to release the heat so it will create a mico climate as the heat rises around the tree. Only keeping the roots warm will not help the main body of the plant when it is very cold.