isnt it possible that it was pollinated by an insect ?
ants ?
or, perhaps a relative of the beetle that normally pollinates them ?
im certainly no expert in the matter, but i had read this below...
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In general, cherimoya flowers have been considered incapable of self-pollination and unattractive to pollinating insects. Ahmed (1936) reported that the flowers do not attract bees but stated: "Insects of the lady-bird type such as Coccinella sp. and Scymnus sp. have been observed to visit the flowers either in search for one of the preys such as aphis, or mealy-bugs or feeding on the pollen-grains.... Ants may also be responsible to a smaller extent." He also stated, "Under normal conditions, as in the home-forests of anonas the insect agency is sufficient. But under cultivation, it has been noticed that such agents may be very scarce or absent altogether, thus inducing very low fruit-setting or none." Wester (1910) concluded that nonproductiveness of cherimoyas was due to the scarcity of pollinating insects, but Schroeder (1971) stated that insects visited the flowers upon occasions
Considering the high cost of hand pollination, the fact that insects visit the flowers only occasionally, and that fruit set occurs in the natural home of cherimoya, other steps should be taken to improve the production and decrease costs. A search might be made for the particular species of insects responsible for the pollination of the plants in their native habitat. Attention might be given to selecting self-fertile cultivars. An immediate step might be to supply "saturation pollination" with honey bees. This has proven feasible on some other crops. Bee visitation should be aufficient to get an ample supply of pollen to all parts of the stigma at the earliest possible moment after it becomes receptive.
http://www284.pair.com/florists/all-about-flowers/Cherimoya.htm