I'm in CA in already marginal growing zone for lychees, but FWIW, I had a grafted SweetHeart lychee die on me after 2 years of doing reasonably well.
It coincided after a period of heavy rain in the winter and despite there being plenty of moisture in the soil, it went from green and healthy looking to completely dried up, dead as a doornail, in about 48 hours. Never seen anything like it, but it sounds exactly like what happened to your tree. I figured it was phomopsis or something similar.
I do think there's something to the sudden change in conditions, whether it's just the change in temperature/moisture itself or whether the change sparks a crazy fungal attack, I don't know.