CeeJey & Snowjunky, I think your best chance for a loquat to do well is to start by growing a lot of seedlings and let the strongest one (still alive) survive the heat as they grow to be 1 year old seedlings.
I'm trying that with some other stuff but sourcing that many loquat seeds sounds like a pita.
Reflected heat in summer is a killer, but can help protect tropicals during the winter. I'm testing out the use of vetiver grass to help ease the reflected heat from block walls during summer while improving drainage (in addition to shade from other trees and pergola).
Some other stuff that doesn't give a crap about reflected heat against a west-facing block wall:
-bouganvillea (grab some of the upright varieties like Alexandra rather than Barbara Karst to cut down on trimming time)
-Pride of Barbados (can get toasty first year against the brick)
-Mexican bird of paradise (the yellow one, also a nitrogen fixer with okay shade after a couple of years)
-Pomegranate (Wonderful cultivar, some of the other cultivars like sweet and eversweet don't like the brick as much)
-Sugarcane with a little bit of afternoon shade when getting established
-Dwarf chinese bamboo (at least for me, other people have struggled with this one but I manged to get a patch going against the west wall with a little shade during June-Autumn after planting. Other varieties are not a fan ime.
-Vernonia amygdalina (growth similar to bamboo out here if trimmed regularly, indestructible once established, supposedly edible but bitter as bitter melon).
-Cape honeysuckle, but gets a little toasty first year.
-Hop bush but they get stupid huge
This is all stuff that I've gotten to survive a year. The trick with all of those is to water the crap out of them while they get established during hot months, moreso than you think they need.
I'm testing out curry leaf a couple of feet from the wall this year. And honestly I'd probably just use pomegranates except my neighbor and I don't like looking at each other, including in fall and winter

Also, plants near other plants do better in the winter for me. I'm currently going for the "high density chaos forest" approach and that is the stuff that thrives in both seasons as opposed to orderly well-spaced planting. Others' mileage may vary.